Author: Daniel Stewart

Investing Mistakes That Beginners Makes

Starting out on the right foot is important for beginner investors. You need to take it seriously.  Make sure you do your research. Here’s some advice on how to avoid common pitfalls: Failing to diversify your portfolio: It’s a cliché to say, “Don’t put all your eggs in the same basket”—but it’s still good advice. If you take losses on one investment, you’ll have others to fall back on. Following ...

Things You Are Doing That Hurt Your Credit Rating

Your credit score determines your borrowing potential. Having a low one can cost you. It can mean paying higher interest rates on mortgages, credit cards, and other loans. Therefore, it is important to do what you can to develop the highest possible score. And you may be lowering your score without even knowing it. Coming too close your credit limits Credit utilization also affects your score. If ...

Career Mistakes You Make Every Day

Your career can hinge on making the right choices, but some professionals make certain mistakes on a day-to-day basis. They might not cost you your job, but they could affect promotion—your long-term prospects. You may not even be aware that you are making them. Advancement is only one of the benefits you may derive from overcoming these mistakes. According to Forbes magazine, unhappy employees ou...

Home Inspections Made Easy

Home inspections are one of the first steps when purchasing a previously occupied home. To have a professional examine the home you are hoping to buy is extremely important. However, even these professionals can miss things, so it’s important you understand potential problem areas. Otherwise, you are at risk for falling into a trap. To their dismay, thousands of homebuyers learn about problems onl...

Clothing Not To Wear To a Job Interview

The morning of a job interview finds you madly scrambling, trying to put together a suitable outfit. Many different clothes will be OK, but others are best left hanging in your closet. Exercise careful judgment  about what to wear. The wrong choices can cost you a job opportunity before you even get a chance to open your mouth. Though many employers may claim they don’t pay attention to what candi...

Affordable Living In Some Great American Cities

Before buying a house, many people rent apartments. This has many advantages: It makes it easier to move if you change jobs, or get married, and it’s frequently much cheaper. Many great American cities have a large variety of affordable apartments. Finding one that doesn’t break the bank can be a problem, though. Here is a list of cities with affordable apartment options. Best of all, these choice...

How to Save Money When Grocery Shopping

Going to the grocery store can sure put a dent in your wallet. But by understanding the tricks that stores use to separate you from your hard-earned cash, you can get the biggest bang for your buck. Shopping is a psychological activity—not just a matter of fulfilling unmet physical needs–and grocery stores have spent years attempting to exploit this. Purchase decisions are made unconsciously...

Information Not to Put On Your Resume

When you apply for a job, the information you include on your resume can determine your success. An effective resume is the root of a successful job search. As such, it is important that your resume emphasizes the positive for you—and some things are best omitted. An employer who finds something he doesn’t like when he reviews your resume is unlikely to tell you about it—even if he goes to the tro...

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