Terms of Service

1. ACCEPTANCE OF TERMS

MyEconomicFuture.com welcomes you. MyEconomicFuture.com provides the Services (defined below) to you subject to the following Terms of Service (“TOS”), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at: http://www.myeconomicfuture.com/terms-of-service. By accessing and using the MyEconomicFuture.com Services, you accept and agree to be bound by the terms and provision of the TOS. In addition, when using particular MyEconomicFuture.com owned or operated services, you and MyEconomicFuture.com shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time. All such guidelines or rules (including but not limited to our Spam Policy are hereby incorporated by reference into the TOS. MyEconomicFuture.com may also offer other services that are governed by different Terms of Service. In such cases the other terms of service will be posted on the relevant service to which they apply.

2. DESCRIPTION OF MYECONOMICFUTURE.COM SERVICES

MyEconomicFuture.com provides users with access to a rich collection of resources, including without limitation various communications tools, forums, shopping services, personalized content and branded programming through its network of properties which may be accessed through any various medium or device now known or hereafter developed (the “MyEconomicFuture.com Services”). You also understand and agree that the MyEconomicFuture.com Services may include advertisements and that these advertisements are necessary for MyEconomicFuture.com to provide the MyEconomicFuture.com Services. You also understand and agree that the MyEconomicFuture.com Services may include certain communications from MyEconomicFuture.com, such as service announcements, administrative messages and the MyEconomicFuture.com Newsletter, and that these communications are considered part of MyEconomicFuture.com membership. You understand and agree that the MyEconomicFuture.com Services is provided “AS-IS” and that MyEconomicFuture.com assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.

You understand that the technical processing and transmission of the MyEconomicFuture.com Services, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

Premium Services: Some Services may provide a free trial or introductory offer. If such an offer is provided, only one per household or email address is allowed at any given point in time. In addition, there is a limit of one trial per person and per email address in any given six-month period unless otherwise stated in the offer.

If you don’t cancel your subscription within the trial or introductory offer period, we will charge the credit card you provided during the sign-up process. You agree to pay the applicable subscription fee as set forth on this site. MyEconomicFuture.com reserves the right to increase a Service’s fees or institute new charges upon reasonable notice. Service fees are due in advance. You may cancel your membership at any time and receive a pro-rated refund by contacting Support.

3. YOUR REGISTRATION OBLIGATIONS

In consideration of your use of the MyEconomicFuture.com Services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the MyEconomicFuture.com Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the MyEconomicFuture.com Service’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or MyEconomicFuture.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MyEconomicFuture.com has the right to suspend or terminate your account and refuse any and all current or future use of the MyEconomicFuture.com Services (or any portion thereof). MyEconomicFuture.com is concerned about the safety and privacy of all its users, particularly children.

4. MYECONOMICFUTURE.COM PRIVACY POLICY

Registration Data and certain other information about you are subject to our applicable privacy policy. For more information, see the full MyEconomicFuture.com Privacy Policy at http://www.myeconomicfuture.com/privacy-policy. You understand that through your use of the MyEconomicFuture.com Services you consent to the collection and use (as set forth in the applicable privacy policy) by MyEconomicFuture.com and its affiliates.

5. MEMBER ACCOUNT, PASSWORD AND SECURITY

You will receive a password and account designation upon completing the MyEconomicFuture.com Service’s registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify MyEconomicFuture.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. MyEconomicFuture.com cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.

6. MEMBER CONDUCT

You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials (“Content”), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not MyEconomicFuture.com, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the MyEconomicFuture.com Services. MyEconomicFuture.com does not control the Content posted via the MyEconomicFuture.com Services and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the MyEconomicFuture.com Services, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will MyEconomicFuture.com be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the MyEconomicFuture.com Services.

You agree to not use the MyEconomicFuture.com Services to:

a. upload, post, email, transmit, or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable;

b. harm minors in any way;

c. impersonate any person or entity, including, but not limited to, a MyEconomicFuture.com official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;

d. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the MyEconomicFuture.com Service;

e. upload, post, email, transmit, or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

f. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights (“Rights”) of any party;

g. upload, post, email, transmit, or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose;

h. upload, post, email, transmit, or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

i. disrupt the normal flow of dialogue, cause a screen to “scroll” faster than other users of the MyEconomicFuture.com Services are able to type, or otherwise act in a manner that negatively affects other users’ ability to engage in real time exchanges;

j. interfere with or disrupt the MyEconomicFuture.com Services or servers or networks connected to the MyEconomicFuture.com Services, or disobey any requirements, procedures, policies or regulations of networks connected to the MyEconomicFuture.com Services, including using any device, software or routine to bypass our robot exclusion headers;

k. intentionally or unintentionally violate any applicable local, state, national or international law, including any regulations having the force of law;

l. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;

m. “stalk” or otherwise harass another; and/or

n. collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.

You acknowledge that MyEconomicFuture.com may or may not pre-screen Content, but that MyEconomicFuture.com and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or remove any Content that is available via the MyEconomicFuture.com Services. Without limiting the foregoing, MyEconomicFuture.com and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by MyEconomicFuture.com or submitted to MyEconomicFuture.com, including without limitation information in MyEconomicFuture.com Message Boards and in all other parts of the MyEconomicFuture.com Services.

You acknowledge, consent and agree that MyEconomicFuture.com may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOS; (iii) respond to claims that any Content violates the rights of third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property or personal safety of MyEconomicFuture.com, its users and the public.

You understand that the MyEconomicFuture.com Services and software embodied within the MyEconomicFuture.com Services may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by MyEconomicFuture.com and/or content providers who provide content to the MyEconomicFuture.com Services. You may not attempt to override or circumvent any of the usage rules embedded into the MyEconomicFuture.com Services. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the MyEconomicFuture.com Services, in whole or in part, is strictly prohibited.

7. INTERSTATE NATURE OF COMMUNICATIONS ON MYECONOMICFUTURE.COM NETWORK

When you register with MyEconomicFuture.com, you acknowledge that in using the MyEconomicFuture.com Services to send electronic communications (including but not limited to email, search queries, sending messages to MyEconomicFuture.com Chat or MyEconomicFuture.com Community, and other Internet activities), you will be causing communications to be sent through MyEconomicFuture.com’s computer networks, portions of which are located in California, Texas, Virginia, and other locations in the United States and portions of which are located abroad. As a result, and also as a result of MyEconomicFuture.com’s network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this TOS, you acknowledge that use of the service results in interstate data transmissions.

8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE AND EXPORT AND IMPORT COMPLIANCE

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Use of the MyEconomicFuture.com Services and transfer, posting and uploading of software, technology, and other technical data via the MyEconomicFuture.com Services may be subject to the export and import laws of the United States and other countries. You agree to comply with all applicable export and import laws and regulations, including without limitation the Export Administration Regulations (seehttp://www.access.gpo.gov/bis/ear/ear_data.html) and sanctions control programs of the United States (see http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx). In particular, you represent and warrant that you: (a) are not a prohibited party identified on any government export exclusion lists (see http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) or a member of a government of any other export-prohibited countries as identified in applicable export and import laws and regulations; (b) will not transfer software, technology, and other technical data via the MyEconomicFuture.com Services to export-prohibited parties or countries; (c) will not use the MyEconomicFuture.com Services for military, nuclear, missile, chemical or biological weaponry end uses in violation of U.S. export laws; and (d) will not transfer, upload, or post via the MyEconomicFuture.com Services any software, technology or other technical data in violation of U.S. or other applicable export or import laws.

9. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE MYECONOMICFUTURE.COM SERVICES

MyEconomicFuture.com does not claim ownership of Content you submit or make available for inclusion on the MyEconomicFuture.com Services. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the MyEconomicFuture.com Services, you grant MyEconomicFuture.com the following worldwide, royalty-free and non-exclusive license(s), as applicable:

a. With respect to Content you submit or make available for inclusion on publicly accessible areas of MyEconomicFuture.com Community, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the MyEconomicFuture.com Services solely for the purposes of providing and promoting the specific MyEconomicFuture.com Community to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the MyEconomicFuture.com Services and will terminate at the time you remove or MyEconomicFuture.com removes such Content from the MyEconomicFuture.com Services.

b. With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the MyEconomicFuture.com Services other than MyEconomicFuture.com Community, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the MyEconomicFuture.com Services solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the MyEconomicFuture.com Services and will terminate at the time you remove or MyEconomicFuture.com removes such Content from the MyEconomicFuture.com Services.

c. With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the MyEconomicFuture.com Services other than MyEconomicFuture.com Community, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.

“Publicly accessible” areas of the MyEconomicFuture.com Services are those areas of the MyEconomicFuture.com network of properties that are intended by MyEconomicFuture.com to be available to the general public. By way of example, publicly accessible areas of the MyEconomicFuture.com Services would include MyEconomicFuture.com Message Boards and portions of MyEconomicFuture.com Community that are open to both members and visitors. However, publicly accessible areas of the MyEconomicFuture.com Services would not include portions of MyEconomicFuture.com Community that are limited to members, MyEconomicFuture.com services intended for private communication such as MyEconomicFuture.com Mail or MyEconomicFuture.com Chat, or areas off of the MyEconomicFuture.com network of properties such as portions of World Wide Web sites that are accessible via hypertext or other links but are not hosted or served by MyEconomicFuture.com.

10. CONTRIBUTIONS TO MYECONOMICFUTURE.COM

By submitting ideas, suggestions, documents, and/or proposals (“Contributions”) to MyEconomicFuture.com through its suggestion or feedback webpages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) MyEconomicFuture.com is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) MyEconomicFuture.com shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) MyEconomicFuture.com may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of MyEconomicFuture.com without any obligation of MyEconomicFuture.com to you; and (f) you are not entitled to any compensation or reimbursement of any kind from MyEconomicFuture.com under any circumstances.

11. INDEMNITY

You agree to defend, indemnify and hold MyEconomicFuture.com and our directors, officers, subsidiaries, affiliates, agents, employees, partners and licensors, and agents harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising in any way from (i) your use of the MyEconomicFuture.com Services including Content, (ii) your Submitted Materials, in whole or in part, or (iii) your breach or violation of the law or these Terms of Use. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with any such defense.

12. NO COMMERCIAL REUSE OF MYECONOMICFUTURE.COM SERVICES

You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion or use of, or access to, the MyEconomicFuture.com Services (including Content, advertisements, Software and your MyEconomicFuture.com Username).

13. GENERAL PRACTICES REGARDING USE AND STORAGE

You acknowledge that MyEconomicFuture.com may establish general practices and limits concerning use of the MyEconomicFuture.com Services, including without limitation the maximum number of days that personal messages, message board postings or other uploaded Content will be retained by the MyEconomicFuture.com Services, the maximum number of personal messages that may be sent from or received by an account on the MyEconomicFuture.com Services, the maximum size of any personal message that may be sent from or received by an account on the MyEconomicFuture.com Services, the maximum disk space that will be allotted on MyEconomicFuture.com’s servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the MyEconomicFuture.com Services in a given period of time. You agree that MyEconomicFuture.com has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the MyEconomicFuture.com Services. You acknowledge that MyEconomicFuture.com reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that MyEconomicFuture.com reserves the right to modify these general practices and limits from time to time.

14. MODIFICATIONS TO MYECONOMICFUTURE.COM SERVICES

MyEconomicFuture.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the MyEconomicFuture.com Services (or any part thereof) with or without notice. You agree that MyEconomicFuture.com shall not be liable to you or to any third party for any modification, suspension or discontinuance of the MyEconomicFuture.com Services (or any part thereof).

15. TERMINATION

You may terminate your MyEconomicFuture.com account, any associated email address and access to the MyEconomicFuture.com Services by submitting such termination request to MyEconomicFuture.com.

You agree that MyEconomicFuture.com may, without prior notice, immediately terminate, limit your access to or suspend your MyEconomicFuture.com account, and access to the MyEconomicFuture.com Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b)requests by law enforcement or other government agencies, (c) discontinuance or material modification to the MyEconomicFuture.com Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the MyEconomicFuture.com Services. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in MyEconomicFuture.com’s sole discretion and that MyEconomicFuture.com shall not be liable to you or any third party for any termination of your account or access to the MyEconomicFuture.com Services.

Termination of your MyEconomicFuture.com account includes any or all of the following: (a) removal of access to all or part of the offerings within the MyEconomicFuture.com Services, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the MyEconomicFuture.com Services.

16. DEALINGS WITH ADVERTISERS

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the MyEconomicFuture.com Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that MyEconomicFuture.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the MyEconomicFuture.com Services.

17. LINKS

The MyEconomicFuture.com Services may provide, or third parties may provide, links to other World Wide Web sites or resources. You acknowledge and agree that MyEconomicFuture.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that MyEconomicFuture.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

18. MYECONOMICFUTURE.COM’S PROPRIETARY RIGHTS

You acknowledge and agree that the MyEconomicFuture.com Services and any necessary software used in connection with the MyEconomicFuture.com Services (“Software”) contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in advertisements or information presented to you through the MyEconomicFuture.com Services or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by MyEconomicFuture.com or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the MyEconomicFuture.com Services, such Content or the Software, in whole or in part.

MyEconomicFuture.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the MyEconomicFuture.com Services. You agree not to access the MyEconomicFuture.com Services by any means other than through the interface that is provided by MyEconomicFuture.com for use in accessing the MyEconomicFuture.com Services.

19. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

a. YOUR USE OF THE MYECONOMICFUTURE.COM SERVICES AND SOFTWARE ARE AT YOUR SOLE RISK. THE MYECONOMICFUTURE.COM SERVICES AND SOFTWARE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. MYECONOMICFUTURE.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

b. MYECONOMICFUTURE.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MYECONOMICFUTURE.COM OR THROUGH OR FROM THE MYECONOMICFUTURE.COM SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

e. A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE MYECONOMICFUTURE.COM SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE MYECONOMICFUTURE.COM SERVICE. IMMEDIATELY DISCONTINUE USE OF THE MYECONOMICFUTURE.COM SERVICES AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE MYECONOMICFUTURE.COM SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

20. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT MYECONOMICFUTURE.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF MYECONOMICFUTURE.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE MYECONOMICFUTURE.COM SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE MYECONOMICFUTURE.COM SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE MYECONOMICFUTURE.COM SERVICE.

21. EXCLUSIONS AND LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 19 AND 20 MAY NOT APPLY TO YOU.

22. SPECIAL ADMONITION FOR MYECONOMICFUTURE.COM SERVICES RELATING TO FINANCIAL MATTERS

If you intend to create or join any service, receive or request any news, messages, alerts or other information from the MyEconomicFuture.com Services concerning companies, stock quotes, investments or securities, please read the above Sections 19 and 20 again. They go doubly for you. In addition, for this type of information particularly, the phrase “Let the investor beware” is apt. The MyEconomicFuture.com Services is provided for informational purposes only, and no Content included in the MyEconomicFuture.com Services is intended for trading or investing purposes. MyEconomicFuture.com and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the MyEconomicFuture.com Services, and shall not be responsible or liable for any trading or investment decisions based on such information.

23. NO THIRD-PARTY BENEFICIARIES

You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.

24. NOTICE

MyEconomicFuture.com may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the MyEconomicFuture.com Services, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the MyEconomicFuture.com Services in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the MyEconomicFuture.com Services in an authorized manner.

25. TRADEMARK INFORMATION

You agree that all of MyEconomicFuture.com’s trademarks, trade names, service marks and other MyEconomicFuture.com logos and brand features, and product and service names are trademarks and the property of MyEconomicFuture.com! Inc. (the “MyEconomicFuture.com Marks”). Without MyEconomicFuture.com’s prior permission, you agree not to display or use in any manner the MyEconomicFuture.com Marks.

26. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT

MyEconomicFuture.com respects the intellectual property of others, and we ask our users to do the same. MyEconomicFuture.com may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide MyEconomicFuture.com’s Copyright Agent the following information:

a. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

b. a description of the copyrighted work or other intellectual property that you claim has been infringed;

c. a description of where the material that you claim is infringing is located on the site;

d. your address, telephone number, and email address;

e. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

f. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

MyEconomicFuture.com’s Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:

MyEconomicFuture.com
42-28 201 Street, Suite E1, Bayside, New York 11361
(646) 389-7332
http://www.myeconomicfuture.com/contact-us/

27. CLOSED CAPTIONING

MyEconomicFuture.com complies with applicable Federal Communications Commission rules and regulations regarding the closed captioning of video content.

28. GENERAL INFORMATION

These Terms of Use and the relationship between you and us shall be governed by the laws of the United States and the State of New York, without regard to its conflict of law provisions. You agree that any cause of action that may arise under the Terms of Use shall be commenced and be heard in the appropriate court in the State of New York, County of New York. You agree to submit to the personal and exclusive jurisdiction of the courts located within New York County in the State of New York. Our failure to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use remain in full force and effect.

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the MyEconomicFuture.com Services or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the TOS are for convenience only and have no legal or contractual effect.

29. VIOLATIONS

Please report any violations of the TOS from our Contact Us page.

Last updated January 14th, 2014

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